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Card-required trial that auto-charges on conversion

Collect a payment method during the $0 trial with Stripe, so billing starts automatically the moment the trial converts — no chasing payment.

  • 14-day $0 trial
  • Card captured via Stripe SetupIntent
  • Auto-charges $49/mo on conversion
No credit card required
Free + ProRecurring billing

A card-required trial maximises trial-to-paid capture: the customer pays $0 today, but a valid payment method is stored at checkout, so when the trial converts the first charge runs automatically and off-session. ArraySubs does this by keeping the global Require Payment Method setting on and using Stripe (Pro), which creates a SetupIntent to vault the card during the $0 trial — fully SCA/3DS compliant. This recipe builds a 14-day trial that converts to $49/month with hands-off billing.

What you get
  • Checkout collects a card via Stripe SetupIntent while charging $0.
  • Trial converts automatically and charges $49.00 off-session.
  • SCA/3D Secure is handled at checkout and on renewals.
  • Far higher trial-to-paid capture than a no-card trial.
Copy these settings

The exact configuration

Enter these values and you have the setup live. Every field maps to a real ArraySubs setting.

SettingValue
Regular priceProduct → General tab$49.00
SubscriptionProduct data panelEnabled
Billing PeriodSubscription tabMonth
Billing IntervalSubscription tab1
Trial LengthSubscription tab14
Trial PeriodSubscription tabDay
Require Payment MethodGeneral Settings → TrialsOn
Stripe gatewayPayments → Automatic PaymentsEnabled (Pro)
Best for

When to use this setup

SaaS that wants guaranteed conversion at trial end
Higher-priced plans where payment capture matters
EU/UK stores needing SCA-compliant off-session billing
Set up

Set it up in 4 steps

A step-by-step guide drawn from the ArraySubs user manual. Open the linked page for the full walkthrough and screenshots.

  1. Create the $49 monthly product with a trial

    Set Regular price $49.00, enable Subscription, Billing Period = Month, Interval = 1, Trial Length = 14, Trial Period = Day.

    Create & Configure Subscription Products
  2. Keep Require Payment Method on

    In General Settings → Trials, ensure Require Payment Method is enabled so a card must be entered even for the $0 trial.

    Trial Management
  3. Enable and connect Stripe

    Activate Pro and connect the Stripe gateway. Stripe uses a SetupIntent to store the card during the trial without charging it.

    Stripe Automatic Payments
  4. Confirm trial conversion behaviour

    On conversion the subscription becomes Active and the first $49 charge is taken off-session one billing cycle later.

    Trial Management
From the manual

This recipe is built from these ArraySubs user-manual guides:

Good to know

Notes & edge cases

PayPal does not support $0 trial authorisation; use Stripe or Paddle for card-required trials.
The Trial Converted email fires on conversion (unless auto-downgrade handles it instead).
Customers can cancel during the trial from the portal with no charge.
Built with

Modules behind this recipe

The ArraySubs modules this setup relies on.

Free + Pro

Subscription Products

Create and manage simple or variable subscription products with trials, signup fees, plan logic, and lifecycle behavior.

Free + Pro

Billing and Renewals

How ArraySubs creates, schedules, communicates, and collects recurring payments from first invoice to final renewal.

FAQ

Questions, answered

Stripe (Pro) creates a SetupIntent at checkout that securely vaults the payment method for later off-session use, so the $0 trial collects a card but takes no payment.

Yes. Stripe handles SCA/3DS authentication at checkout and supports off-session charges at conversion and on renewals.

PayPal can’t authorise a $0 trial card. Use Stripe or Paddle for card-required trials, or run a no-card trial with PayPal.
Paid Pro plans

Unlock the complete Pro stack

Start on the free-forever core today, then choose a paid Pro plan when you need the advanced Pro feature set.

No credit card required · Annual and lifetime options available